LendingX Core Features
Agentic AI powered Document & Data Intelligence Services for comprehensive Credit Risk Assessment
Multi-fold Verification
Comprehensive cross-verification across documents, bureau data, bank statements, and alternative data sources. Ensures accurate risk assessment through triangulation of critical information points.
Agentic AI Power
AI-driven document intelligence and decision automation designed specifically for credit risk assessment, fraud detection, and smarter underwriting.
Customizable Policies
Configure credit policies, scorecards, eligibility rules, and cut-offs dynamically. Empower business teams to adapt quickly to evolving risk strategies without heavy tech dependency.
Modular & Flexible
Deploy as Data-as-a-Service (DaaS), Frontend-as-a-Service (FaaS), or full SaaS. Built with modular architecture to integrate seamlessly into existing lending ecosystems.
Real-time Visibility
Executive dashboards and operational views to monitor pipeline health, approval rates, TAT, and portfolio performance — all in real time.
LendingX – Information & Scores
AI-driven extraction and predictive risk intelligence
Capture
Secure ingestion of structured and unstructured data across channels.
Al Agents
GenAl intelligently fetches and validates key details from uploaded documents.
Format Agnostic
Supports .pdf, .xlsx, and ZIP folders containing varied unstructured data.
Outcome
Significantly reduced manual effort and faster turnaround time (TAT).
Triangulation
Values cross-referenced across multiple sources.
Multi-Model Validation
Utilization of multiple LLMs for accuracy.
Human-in-the-Loop
Seamless manual review for low-confidence data.
Identity Confidence
Automated authenticity and liveness checks.
Evaluate
Risk models, bureau insights, and configurable policy rules.
Composite Scoring
Evaluates creditworthiness using internal risk models combined with real-time bureau insights.
Dynamic Configuration
Set eligibility rules and score cut-offs dynamically across different products and risk tiers.
Simulation
Run ‘Approval Rate’ and ‘Bad Rate’ simulations to test policy changes before deployment.
Monitor
Consolidated views of onboarding activity, approvals, and risk metrics.
Pipeline Health
Real-time tracking of volume and approval rates.
Operational Efficiency
Granular tracking of every stage from onboarding to scoring.
Executive Review
A consolidated view for informed business decisions.
Enterprise Precision
Product Architecture: From Data to Decisions
Data
Unified data ingestion powered by AI sensors.
Data Connectors
Ai Data Sensors
Enterprise Precision
Intelligent scorecards and automated rule execution.
Scorecards
Rule Engine
Governance
Real-time oversight, alerts, and compliance control.
KPI Alerts & Triggers
Review & Simulation
Monitoring Dashboards
Service offerings
Choose the layer that fits
your infrastructure
Implementation
- Backend API Integration with LOS/BRE
- Defined Input and Output Schema
Use Cases
- Information extraction from documents, audios & videos
- Profile Score for Identity Fraud
- Credit Risk Scores on Bureau, Financial and Banking information
- Lead Qualification & Propensity Scores
USPs
- Quick Implementation
- Suited for FIs with existing LOS/BRE
- Information accuracy & TAT reduction
Implementation
- Backend & Frontend API Integration with LOS/BRE & Frontend Applications
- Customized UX and IJI
Use Cases
- Data +
- Data verification screens
- Customized Repots
USPs
- Enhances UX of frontend applications
- Minimal changes to existing
- User Interface
Implementation
- Independent Portal with user access control
- Backend API Integration with LOS/BRE
- Customized UX and IJI
Use Cases
- Data & Frontend +
- User Access Control
- Workflow management
- Monitoring Dashboards
USPs
- Suited for Fis with no or basic LOS/BRE
- Fully customized IJI screens and workflows as per Fl requirement
Use cases
Versatility Across the Lending Spectrum
LendingX delivers measurable results across the lending lifecycle by optimising funnels, improving underwriting, and managing collections.
Funnel Management
- Capture more leads across digital, branch, and partner channels
- Identify high-conversion prospects using predictive scorecards
- Optimise spend and performance across acquisition channels
Comprehensive UW Suite
- Composite Scorecards (Financial, Bureau, Application, Banking, Alternative Data)
- 360-degree underwriting with bad rate.
- KPI Monitoring Dashboards with GenAl chat query
Monitoring & Collections
- Propensity & Conversion ML SelfLearning Scores
- Maximized response rates through eventbased nudges
- Cross-sell and Upsell opportunity identification
About DeetSDigital
Established in 2020, DeetsDigital offers end-to-end data analytics solutions and services to businesses belonging to the BFSI, Retail, FMCG, and Healthcare industries. Our focus has been to help companies understand the value of data analytics and AI, and to provide solutions that can improve their businesses.
As we strengthen our consulting business, we are now aiming to build products that matter. One of the products we built is LendingX – an off-the-shelf Gen AI-powered solution that automates the lending process from loan origination to collections.
Contact US
LendingX is an off-the-shelf Gen AI-powered solution built to automate the end-to-end lending process.
Being modular, you can implement the entire LendingX solution or select a specific module that meets your business needs.
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